RiskCorp Insurance Brokers
RiskCorp Pty Ltd t/as RiskCorp Insurance Brokers (RiskCorp) is committed to having effective complaints management procedures in place so that complaints are dealt with in a respectful, timely and fair manner, and in confidence.
What is a complaint?
A complaint is defined as:
“An expression of dissatisfaction made to or about an organisation, related to its products, services, staff or the handling of a complaint, where a response or resolution is explicitly or implicitly expected or legally required”
This also includes any privacy concerns or complaints you may have.
How do I make a complaint?
If in the unlikely event that there is a complaint between RiskCorp and a client then RiskCorp’s internal disputes resolution (IDR) process will be instigated to resolve the matter.
If you have a complaint, please contact us by any of the following methods:
|PO Box 1404, West Perth WA 6872
|(08) 6381 9510
We take your feedback seriously and will work quickly, proactively and fairly to investigate and resolve your complaint.
We will assist in you in lodging your complaint, which may include incorporating the services on the below, who you can also utilise:
- the National Relay Service, a government initiative that offers an Australia-wide phone service for people who are deaf or have a hearing or speech impairment. It’s available at no additional charge:
- For talk to text users, please call 133 677 and then ask for phone number;
- For speak to listen users, please call 1300 555 727 and then ask for phone number;
- For internet relay users, please connect to the NRS and then ask for phone number.
- Translating and Interpreting Service (TIS National) is a government interpreting service available 24 hours a day to any person or business who needs assistance in communicating with non-English speaking persons.
You are also able to authorise a representative to act on your behalf in lodging and dealing with your complaint. This might be a financial counsellors, legal representative, family or trusted friends.
What information is needed to lodge a complaint?
We will collect certain information from you in order to consider your complaint, including:
- Your name and any relevant product details;
- Your contact details and any communication preferences;
- A description of your complaint; and
- How you would like the complaint resolved.
What happens once a complaint is lodged?
We will aim to acknowledge your complaint within 1 business day of receiving it, and we will let you know who will be handling your complaint and what you should expect as part of the IDR process.
The person handling the complaint will:
We may not provide a written IDR response to you if, within 5 business days of receiving your complaint, we have:
However if you would like a written response to your complaint, you can request one and we will provide it.
How soon will I receive a response to my complaint?
We aim to resolve all complaints as quickly as possible. Many complaints can be resolved immediately or within a few days.
We will keep you informed in relation to your dispute and will provide you with an IDR response within 30 calendar days of receiving your complaint.
What if I am not happy with your complaint response?
We endeavour to promote the interests of our clients at all times, including as part of the handling of complaints, to achieve fair and positive outcomes. Through our Customer Advocacy function we can provide access to a consumer advocate who will present any issues on your behalf if you feel you have been treated unfairly or your service level expectations have not been met.
If your complaint is not resolved to your satisfaction through our IDR process, you have the right to refer your complaint to AFCA. AFCA is an external dispute resolution scheme responsible for providing fair and independent complaints resolution services which are free to consumers.
You can lodge your complaint with AFCA by sending the relevant information and documents to:
|Australian Financial Complaints Authority Limited (AFCA)
|GPO Box 3, Melbourne VIC 3001
|1800 931 678
|(03) 9613 6399
If you would like a copy of this Complaints Guide posted to you, please let us know and it will be provided free of charge.
If you have any further questions or concerns about RiskCorp’s IDR process, please contact the Complaints Officer or RiskCorp generally on the contact details listed in this Complaints Guide. We welcome your feedback.